State Sen. Morgan Carroll posts health reform survey

morgan carrollState Senator Morgan Carroll, D-Aurora, is asking voters to voice their preference on health care options. Whether for, against, or simply confused, voters may be interested in seeing the options lawmakers are weighing and in contributing to the debate.

Survey online at Carroll’s website. Sample questions after the jump.

The survey’s first ten questions:


All of these ideas have been proposed or adopted at one point in the states or in Congress and have had some support from both sides of the aisle in some states.

1- Strongly Support
2- Support
3- Neutral / Not Sure
4- Oppose
5- Strongly Oppose

Guaranteed Issue: This prohibits insurance companies from denying people coverage for “pre-existing conditions”.

1 2 3 4 5

Mental Health Parity: This treats mental health needs on an equivalent basis as other physical health needs in either private or public coverage.

1 2 3 4 5

Rate Discrimination: This prohibits race / gender discrimination in setting of insurance rates (a practice already prohibited in small / large group markets, but not individual).

1 2 3 4 5

Expansion of Public Clinics: This approach would increase the number of public clinics (like MCPN) or school-based clinics.

1 2 3 4 5

Capping Out-of-Pocket Expenses: This approach creates a maximum amount of money an insured family can be out of pocket seeking to prevent medical bankruptcy of the insured (max of deductible, co-pay, patient share).

1 2 3 4 5

Public Option: This creates a separate non-profit public insurance option which may be able to offer lower premiums to people, forcing downward price competition with private insurers.

1 2 3 4 5

Individual Mandate – With Subsidy: This creates a requirement that an individual have insurance (either through employer, on their own or via Medicaid, Medicare, VA) with a tax penalty if they do not. If you can’t afford it, there would be a federal subsidy to assist with purchase.

1 2 3 4 5

Individual Mandate – Without Subsidy: Same as above but without a purchase subsidy for lower income.

1 2 3 4 5

Employer Mandate – With Tax Credit: This would require all employers above a certain size to either provide health insurance or pay into a public fund that provides health insurance. Employers would receive a tax credit to help pay for it.

1 2 3 4 5

Employer Mandate – Without Tax Credit: Same as above but without the tax credit.

1 2 3 4 5

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Joseph Boven

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