In the end, it came to the sort of calculation payday lenders might understand. After spending political capital fast and furiously in the last hours of the legislative session Wednesday, Colorado House Republicans seemed to accept that spending any more in the service of the payday loan industry would end in more loss than gain. They did the smart thing and just stopped spending altogether. They decided to withdraw the amendment they had attached to the annual rules bill on Tuesday that would have rolled back payday fee regulations put in place last year.