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Legislation changing last year's consumer protection law governing deferred deposit lending passed out of the House Thursday morning after being scheduled in a breakneck, three-day sprint to passage. The Republican sponsor of the bill, Rep. Larry Liston, Colorado Springs, said House Bill 1290 instates a non-refundable origination fee that last year's law was meant to contain. Mark Ferrandino, D-Denver, the sponsor of last year's HB 1351, said the bill was never meant to have that provision.